Just My Money Journey, Honey
In between I just fill up the space with random funny shit to give the impression of being active. And sometimes about my girlfriend.
I'm very proud of my 'likes'. I have tomboy girls, feminine boys, beautiful small spaces, lgbt news, random crap, and more money saving posts. Go visit http://www.tumblr.com/liked/by/themoneyjourney
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Showing posts tagged credit
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I use prepaid phones still. Usage-wise average about RM15-RM30 a month, and this is only because I took advantage of this awesome youth plan offer (that has since been discontinued, btw). Financially, this makes sense. I pay for what I use, that’s it. Plus, paying monthly phone bills are not exactly fun - I’d rather top up when I have to.
Usually I top up about RM30 a pop. But my mobile phone operator sent me a text saying that they’ll give me RM16 free for RM60 top up.
I don’t feel guilty about this because:
1) I will use it anyway.
2) It’s a good 26.6% savings.
Ok, fine, so I do feel slightly guilty still because, well, I don’t technically need to top up now. I still have a good amount of balance left. I’m basically hoarding credit lol.
Sorry, the frugal nerd in me have to do this-
- Text to same network: 2 cents. After 26.6%: 1.5 cents
- Calls to same network: 12 cents per minute. After 26.6%: 8.8 cents per minute.
- To other networks after 26.6% - Texts: 4.4 cents (was 6 cents). Calls - 13.2 cents (was 18 cents).
- If I use about RM25 a month (high end), this should last me at least 3 months. In other words - the next time I buy top up should be late February 2012 or early March 2012.
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